বাংলাদেশ ব্যাংকের তথ্য অনুসারে, ২০১৫-১৬ অর্থবছরের তুলনায় ২০২৩-২৪ অর্থবছরে দেশের মাথাপিছু বিদেশি ঋণ ১৩৫ শতাংশ বেড়ে ৬০৫ ডলারে দাঁড়িয়েছে। বিদেশি ঋণের মোট পরিমাণ ১০৩ দশমিক ৭৯ বিলিয়ন ডলার। এর মধ্যে সরকারি খাতে ঋণ ৮৩ বিলিয়ন ডলার। দেশের বৈদেশিক সরকারি ঋণ পরিশোধের পরিমাণ বাড়ছে।

আপনি যদি বিদেশে উচ্চশিক্ষায় লেখাপড়া করতে চান তাহলে ফুল ফান্ডেড স্কলারশিপ নিয়ে আপনি তা করতে পারেন আর যদি আপনি কোনভাবে একটা ফুল ফান্ডেড স্কলার্শিপ পেয়ে যান তাহলে আপনাকে সেই স্কলারশিপের থেকে বেশ ভালো একটা এমাউন্ট দেয়া হবে যেটা কিনা আপনি খরচের পরেও সেভ করতে পারবেন।
কি লাগবে !!?
শুধু আপনার প্রোফাইলটা একটু শক্তিশালী করেন।
যেমন মনে করেন
*আপনার রেজাল্টটা ভাল হতে হবে। যে যে রেজাল্ট দেখে বাইরের ইউনিভার্সিটিগুলো আপনাকে লুফে নিতে চাইবে।
* এক্সট্রা-কারিকুলার অ্যাক্টিভিটি, ডিবেট, কুইজ, স্পোর্টস, মিউজিক, কালচারাল অ্যাক্টিভিটি
*প্রফেশনাল অভিজ্ঞতা, ইন্টার্নশিপ, কাজের অভিজ্ঞতা
স্টার্টআপ বা উদ্যোক্তা কার্যক্রম, টেকনিক্যাল/পেশাগত দক্ষতা
*ভাষাগত দক্ষতা
*অ্যাচিভমেন্ট ও অ্যাওয়ার্ডস, জাতীয়/আন্তর্জাতিক প্রতিযোগিতায় অংশগ্রহণ ও পুরস্কার, বৃত্তি, ফেলোশিপ বা সার্টিফিকেট।
*মোটিভেশন লেটার / রিকমেন্ডেশন লেটার, শক্তিশালী Statement of Purpose (SOP), অধ্যাপক বা প্রতিষ্ঠানের কাছ থেকে ভালো Recommendation Letter।

নিচে ৫০ টা স্কলারশিপের জন্য লিংক দেওয়া হল যেখানে আপনি এপ্লাই করলে স্কলারশিপ পাওয়ার সম্ভাবনা আছে :

1. ইরাসমুস মুন্ডুস স্কলারশিপ (ইউরোপ)
https://www.eacea.ec.europa.eu/…/erasmus-mundus-catalogue

2. সুইস এক্সিলেন্স স্কলারশিপ (সুইজারল্যান্ড)
https://www.sbfi.admin.ch/…/scholarships-and-grants.html

3. CSC স্কলারশিপ (চীন)
https://www.csc.edu.cn/

4. রোডস স্কলারশিপ (অক্সফোর্ড, যুক্তরাজ্য)
https://www.rhodeshouse.ox.ac.uk/

5. কানাডা ভ্যানিয়ার স্কলারশিপ
https://vanier.gc.ca/

6. গেটস কেমব্রিজ স্কলারশিপ (যুক্তরাজ্য)
https://www.gatescambridge.org/

7. ফুলব্রাইট স্কলারশিপ (যুক্তরাষ্ট্র)
https://foreign.fulbrightonline.org/

8. শেভেনিং স্কলারশিপ (যুক্তরাজ্য, লন্ডন)
https://www.chevening.org/

9. DAAD স্কলারশিপ (জার্মানি)
https://www.daad.de/en/

10. MEXT স্কলারশিপ (জাপান)
https://www.studyinjapan.go.jp/en/

11. কমনওয়েলথ স্কলারশিপ (যুক্তরাজ্য ও কমনওয়েলথ দেশসমূহ)
https://cscuk.fcdo.gov.uk/

12. অস্ট্রেলিয়া অ্যাওয়ার্ডস স্কলারশিপ

https://www.dfat.gov.au/people-to-people/australia-awards

13. নিউজিল্যান্ড স্কলারশিপ

https://www.studywithnewzealand.govt.nz/scholarships

14. অক্সফোর্ড ক্ল্যারেনডন স্কলারশিপ
https://www.ox.ac.uk/clarendon

15. সিঙ্গাপুর সরকারী স্কলারশিপ (SGUS)

https://www.moe.gov.sg/financial-matters/awards-scholarships

16. নেদারল্যান্ডস স্কলারশিপ (হল্যান্ড)

https://www.studyinnl.org/finances/scholarships

17. ETH Zurich Excellence Scholarship (Switzerland)
https://ethz.ch/en.html

18. University of Toronto Lester B. Pearson Scholarship (Canada)
https://future.utoronto.ca/pearson/

19. Denmark Government Scholarships

https://studyindenmark.dk

20. Türkiye Scholarships

https://www.turkiyeburslari.gov.tr

21. সুইডিশ ইনস্টিটিউট স্কলারশিপ
https://si.se/en/apply/scholarships/

22. ডেনমার্ক সরকারী স্কলারশিপ

https://ufm.dk/en/education/admission-and-guidance

23. ফিনল্যান্ড সরকারী স্কলারশিপ
https://www.studyinfinland.fi/scholarships

24. নরওয়ে আর্কটিক স্কলারশিপ

https://www.studyinnorway.no/scholarships

25. অস্ট্রিয়ান সরকারী স্কলারশিপ
https://grants.at/en/

26. কোরিয়া গ্লোবাল স্কলারশিপ (KGSP)
https://www.studyinkorea.go.kr/

27. তাইওয়ান স্কলারশিপ
https://www.taiwanembassy.org/

28. হংকং PhD ফেলোশিপ
https://www.polyu.edu.hk/hkpf/

29. মালয়েশিয়া ইন্টারন্যাশনাল স্কলারশিপ

https://educationmalaysia.gov.my/scholarships/

30. Schwarzman Scholars Program (China)

https://www.schwarzmanscholars.org/

31. স্ট্যানফোর্ড নাইট-হেনেসি স্কলারশিপ
https://knight-hennessy.stanford.edu/

32. ম্যাসাচুসেট্স ইনস্টিটিউট অফ টেকনোলজি (MIT) স্কলারশিপ
https://mitadmissions.org/

33. হার্ভার্ড বিশ্ববিদ্যালয় স্কলারশিপ
https://college.harvard.edu/financial-aid

34. কানাডা ট্রুডো ফাউন্ডেশন স্কলারশিপ
https://www.trudeaufoundation.ca/

35. কেমব্রিজ ট্রাস্ট স্কলারশিপ
https://www.cambridgetrust.org/

36. মোনাশ বিশ্ববিদ্যালয় স্কলারশিপ

https://www.monash.edu/study/fees-scholarships/scholarships

37. সিডনি বিশ্ববিদ্যালয় স্কলারশিপ
https://www.sydney.edu.au/scholarships

38. ইয়েল বিশ্ববিদ্যালয় স্কলারশিপ
https://finaid.yale.edu/

39. কলম্বিয়া বিশ্ববিদ্যালয় স্কলারশিপ

https://undergrad.admissions.columbia.edu/cost-aid

40. Eiffel Excellence Scholarship (France)

https://www.campusfrance.org/en

41. Italian Government Scholarship

https://studyinitaly.esteri.it

42.Swiss Government Excellence Scholarships

https://www.sbfi.admin.ch

43. Spain MAEC‑AECID Scholarships

https://www.aecid.es

44. Ernst Mach Grants (Austria)

https://www.grants.at

45. Ireland Government Scholarships

https://hea.ie/funding-governance

46. Global Korea Scholarship (GKS)

https://www.studyinkorea.go.kr

47. Korean Government GKS

https://www.studyinkorea.go.kr

48. Belgium VLIR-UOS Scholarships

https://www.vliruos.be

49. Norway Quota Scheme

https://studyinnorway.no

50. Finland EduFI Fellowships

https://www.oph.fi/en/education-abroad

আপনার জন্য যে ইউনিভার্সিটি প্রযোজ্য সেই ইউনিভার্সিটিতে এপ্লাই করুন। প্রথমে আপনার ফোকাস ঠিক করুন। সব সময় মনে রাখবেন ইচ্ছা করলেই উপায় হয়। আমার নিজের চোখে আমি দেখেছি কোন যোগ্যতাই নেই কিন্তু ফুল ফান্ডেড স্কলার্শিপ পেয়ে গেছে বিদেশে। সবকিছুই সম্ভব।
শুধুমাত্র প্রয়োজন একটু আত্মবিশ্বাসের।
ধন্যবাদ সবাইকে।

Australia offers a diverse range of beautiful places and landscapes. Beautiful places include the Blue Mountains, Whitehaven Beach, and the Kimberley region. Other Iconic locations like the Great Barrier Reef and Uluru (Ayers Rock) are must-sees, while cities like Sydney and Melbourne provide vibrant cultural experiences.

Cities and Cultural Hubs:

Melbourne: Known for its culture, arts, and food scene, with laneways, galleries, and sporting events.
Sydney: Home to the iconic Opera House and Harbour Bridge, with beautiful harbor views and vibrant city life.
Perth:The capital of Western Australia, with stunning beaches, parks, and a relaxed atmosphere.
Gold Coast: A coastal city in Queensland, known for its beaches, theme parks, and vibrant nightlife.
Broome: A historic pearling town in Western Australia, offering a gateway to the Kimberley region.
Hobart: The capital of Tasmania, known for its historical sites, vibrant waterfront, and proximity to natural attractions like Cradle Mountain.
Adelaide: Famous for its wine regions, festivals, and beautiful parklands.
Brisbane: The capital of Queensland, offering a mix of urban attractions and access to natural wonders like the Great Barrier Reef and Daintree Rainforest.

Natural Wonders:

Great Barrier Reef: One of the world’s natural wonders, offering incredible snorkeling and diving opportunities.
Kakadu National Park: A vast wilderness area in the Northern Territory with diverse landscapes, Aboriginal rock art, and abundant wildlife.
Kimberley Region: A remote and rugged area in Western Australia with gorges, waterfalls, and unique rock formations.
Daintree Rainforest: An ancient rainforest in Queensland, featuring lush vegetation and diverse wildlife.
Freycinet National Park: Located in Tasmania, known for its pink granite mountains, secluded bays, and stunning coastal views.
Uluru (Ayers Rock): A massive sandstone monolith sacred to Indigenous Australians, especially beautiful at sunrise and sunset.
Whitehaven Beach: Known for its pristine white sand and turquoise waters, located in the Whitsunday Islands.
Blue Mountains: A region west of Sydney with dramatic scenery, canyons, and eucalyptus forests.
Great Ocean Road and the 12 Apostles: A scenic coastal drive in Victoria, featuring dramatic rock formations and breathtaking ocean views.

There are lots of beautiful places to visit in Canada. Banff National Park and Lake Louise in Alberta are renowned for their breathtaking mountain scenery, turquoise lakes, and abundant wildlife. Niagara Falls, straddling the border with the US, is a spectacular natural wonder.

Here are some Natural Wonders:

Niagara Falls (Ontario):
One of the most famous waterfalls in the world, Niagara Falls offers stunning views and thrilling boat tours.
Banff National Park & Lake Louise (Alberta):
This park is a haven for outdoor enthusiasts with its majestic mountains, glacial lakes like Lake Louise and Moraine Lake, and opportunities for hiking, canoeing, and wildlife viewing.
Gros Morne National Park (Newfoundland):
This UNESCO World Heritage site showcases dramatic fjords,Tablelands (unique geological formations), and diverse ecosystems.
Jasper National Park (Alberta):
Known for its dramatic scenery, hot springs, and abundant wildlife, Jasper is a must-visit for nature lovers.
Cape Breton Island (Nova Scotia):
Featuring the scenic Cabot Trail, this island offers rugged coastlines, charming fishing villages, and vibrant Celtic culture.
Bay of Fundy (New Brunswick):
Famous for its extreme tides, the Bay of Fundy boasts dramatic coastal scenery and unique rock formations like the Hopewell Rocks.

Some famous cities to visit:

Quebec City (Quebec):
With its cobblestone streets, historic fortifications, and European ambiance, Quebec City offers a unique blend of old-world charm and vibrant city life.
Toronto (Ontario):
Canada’s largest city, Toronto offers a diverse range of attractions, from the iconic CN Tower to world-class museums, theaters, and restaurants.
Victoria (British Columbia):
Located on Vancouver Island, Victoria is known for its charming British heritage, beautiful gardens, and whale watching opportunities.
Montreal (Quebec):
A multicultural metropolis with a thriving arts scene, delicious food, and a lively atmosphere, Montreal is a city that has something for everyone.
Vancouver (British Columbia):
Nestled between mountains and the ocean, Vancouver boasts stunning natural beauty, a thriving arts and culture scene, and a diverse culinary landscape.

The UK is full of beautiful locations, from stunning coastlines to rolling hills and historic cities. Some of the most frequently visited beautiful places include the Lake District, the Cotswolds, and the Isle of Skye. Other notable destinations include the Scottish Highlands, Cornwall, and the city of Bath.

• Lake District: A UNESCO World Heritage site known for its lakes, mountains, and picturesque villages.
• Cornwall: Features dramatic coastlines, sandy beaches, and picturesque fishing villages.
• Bath: A beautiful city with stunning Georgian architecture and Roman Baths.
• Peak District: Offers dramatic moorland, historic houses, and charming market towns.
• Cotswolds: A region of rolling hills, charming villages, and honey-colored stone buildings.
• Dorset: Home to stunning cliffs, such as Durdle Door, and beautiful beaches.
• Northumberland: Features stunning coastline, historic castles, and Hadrian’s Wall.
• Yorkshire Dales: Known for its dramatic valleys, dry stone walls, and charming villages.
• Isle of Skye: Known for its dramatic landscapes, including the Old Man of Storr and the Fairy Pools.

There are several stunning Tourist Destinations in USA. Here are the most beautiful places to travel to in America:

1. Island of Kauai, Hawaii: Na Pali Coast, Waimea Canyon, and Poipu’s Beaches
2. Saint Augustine, Florida
3. Yosemite National Park, California
4. Niagara Falls, New York & Ontario
5. Kenai Fjords National Park, Alaska
6. Grand Canyon, Arizona
7. Ruby Beach: Olympic National Park, Washington
8. Snoqualmie Falls, Washington
9. Pfeiffer Beach: Big Sur, California
10. Colorado’s Blue Lakes
11. The Brooklyn Bridge, New York City
12. Fall Foliage in Bretton Woods, New Hampshire
13. Forsyth Park: Savannah, Georgia
14. Maui’s Honokohau Falls and the Sea Cliffs of Molokai from the air
15. Driftwood Beach: Jekyll Island, Georgia
16. Views from Lookout Mountain in Chattanooga, Tennessee
17. Cathedral Basilica of St. Louis: Missouri
18. The Lighthouses of Coastal Maine
19. Boston’s Historic Neighborhoods
20. Chapel of the Holy Cross: Sedona, Arizona
21. Yellowstone National Park, Wyoming
22. Multnomah Falls: Bridal Veil, Oregon
23. The Mansions of Newport, Rhode Island
24. Charleston’s Historic District: South Carolina
25. Utah’s National Parks: Arches, Zion, Bryce and More
26. The Golden Gate Bridge, San Francisco
27. Bluebonnet Blooms: Spicewood, Texas (Muleshoe Bend Recreation Area)

Several top-notch logo design companies in France can help businesses create a strong brand identity. Some of the best include Becom, Camden, Little less conversation, and Graphéine. These agencies are known for their creativity, strategic approach, and ability to translate client visions into impactful visual identities.

Here’s a more detailed look at some of the top contenders:
Becom:
This agency, based in Paris, specializes in helping businesses “make it known” through strategic communication and branding.

Camden:
Camden is a global creative agency with a strong focus on branding and design.

MR-Strategies:
This branding agency is characterized by its strategic vision and business-oriented approach. They emphasize an integrated approach, considering the brand as a business project.

Little less conversation:
This agency is known for its ability to create smart, emotionally resonant brand experiences.

Graphéine:
Located in Paris and Lyon, Graphéine is a graphic design agency with 18 years of experience specializing in brand design and visual identity. They offer services like logo creation, visual identity development, and digital communication projects.

Several reputable web design companies in France offer diverse services. Some of the top contenders include izonecréative, Innovise, Lounge Lizard, and Digital Suits, each with unique strengths. Other notable agencies include Rekos Agency and Digital Butlers, known for their strong reputations and client satisfaction.

Here’s a more detailed look at some of these agencies:
Top Agencies:

Innovise:
Offers custom software development alongside cutting-edge web design, according to a LinkedIn article.

Lounge Lizard:
A long-standing agency known for creative branding and UX excellence, according to a LinkedIn article.

Digital Butlers:
Known for responsive design, UX/UI, and custom website development, with strong client feedback on professionalism and communication.

Digital Suits:
Specializes in e-commerce and SaaS, particularly in Shopify development.

izonecréative:
Focuses on purpose-driven designs to boost business growth, according to LinkedIn.

Rekos Agency:
Strong in WordPress and Figma, with high client satisfaction, especially in lead conversion, according to Clutch.co.

Other Notable Agencies:
Hello Pomelo: Offers web and mobile development, e-commerce, DevOps, and cloud solutions.

My Biz Niche: Offers tailored web design solutions for specific niches.

TheCodingMachine: Specializes in custom web and mobile development.

Managed Code: Provides professional, tailored web design solutions.

WpDesign: WordPress experts focused on business-driven results.

Things to Consider When Choosing:
Specific Needs:
Consider whether you need e-commerce development, a custom solution, or a specific platform like WordPress.

Client Reviews:
Check for positive feedback and testimonials from previous clients.

Budget:
Some agencies offer lower-cost options, while others specialize in high-end, custom solutions.

Location:
While many agencies serve clients nationally or even internationally, some may have a stronger local presence.

Several online platforms and agencies in France offer logo design services. For a quick and easy option, Canva, Looka, and Fiverr’s logo maker are popular choices. For more tailored and professional designs, consider specialized agencies like Création-Logo.net, Alex Tass, or Blacksmith.

Logo Design Agencies in France:
Alex Tass:
An experienced logo designer with a portfolio of notable clients like Google and WWF.

Blacksmith:
A branding and design agency with a focus on creating impactful brand identities.

SeekThem Design Agency:
Focuses on brand identity development, including logo design and corporate branding.

Création-Logo.net:
Specializes in creating professional logos for small and medium-sized businesses, with over 1500 logos designed.

Becom, Camden, and others listed on Sortlist:
These are agencies in Paris that offer logo design and branding services.

Outcrowd:
A company specializing in brand identity and logo design, known for their professionalism and client satisfaction.

Other Options:
Ucraft Logo Maker: A tool for creating simple and modern logos, with options for customization.

Tailor Brands: Another AI-powered logo maker with branding tools.

99designs: A platform where you can launch logo design contests and receive multiple design concepts from various designers.

A custom business logo in France can cost anywhere from €50 to €5,000+, depending on the designer’s experience, the complexity of the design, and the scope of the project. Freelance designers or small agencies typically charge between €1,000 and €5,000 for a custom logo. More experienced professionals or agencies may charge upwards of €2,000 for a logo.

Here’s a more detailed breakdown:
Factors Influencing Cost:
Designer’s experience and reputation: More experienced designers with strong portfolios typically charge more.

Mid-Range Cost (Freelancers/Small Agencies):
Freelance designers or small design agencies may offer custom logos for €300 – €800, but this could increase to €1,000 – €5,000 for more experienced designers.

High Cost (Experienced Professionals/Agencies):
Experienced professionals or agencies will likely charge upwards of €2,000 for a custom logo, with some projects potentially reaching €5,000 or more.

Low Cost (DIY or Templates):
For budget-conscious businesses, DIY logo makers or template-based designs can be found for as little as €10 – €50.

Complexity of the design: Simple logos will be less expensive than intricate designs requiring more time and effort.

Scope of work: This includes the number of concepts provided, revisions, file formats, and the inclusion of brand guidelines or other design elements.

Location of the designer: Prices may vary based on the designer’s location and cost of living.
Whether you choose a freelancer, a small agency, or a larger agency: Larger agencies will likely have higher overhead costs and therefore charge more.

Where to Find Logo Designers in France:
Online marketplaces: Websites like Looka offer logo design services and tools.

Freelance platforms: Websites like Upwork and Fiverr allow you to browse and hire freelance logo designers.

Design agencies: Websites like Sortlist.com, Clutch.co and specialized agencies like D-IMPULSE can connect you with design agencies in France.

When choosing a logo designer, it’s important to consider your budget, design needs, and the level of support you require.